pretty much this gives u a boost when starting out on the harder dificulties
right now I have a lv10 high elf with 30 bargining
lv 2 seriphim high elf with 9 bargining
obviously the lv10 is getting better equipment but the rings and pendants are pretty much comparable cant seem to get over the 9 hump though guess I just gotta get lucky but great read in this thread cant wait to get my main character with bargining first time so I messed up didnt know till it was too late to restart a new guy