Interesting... It didn't seem that way when I chose EP but maybe it has some hidden benefit to it, I'm still very new to this game. As for the find valuables, I already have all my sockets filled with it, the percentage for just one of my peices of gear is 9.5 Percent or so for a find valuables chance, and every peice of gear I have right now has atleast a silver socket if not silver and gold, or two silvers, etc... It's strange because in your build (dobri) you said that I would have heaps and heaps of money, and it's true, I have over 1.5 million gold right now (I'm only level 25 so it's probably nothing in the higher levels, but to me it sure is!) and I don't have too much to spend it on lol (that quest you do for the spirit guy in the capital of Artamark gives you a very nice set of bracers!)
I'm still deciding whether or not to use a mount, I just got mine and it's pretty cool... do the levels in riding increase the mount's speed? or is it a fixed move speed? If it's fixed I'll probably just end up getting Fleetness for GI gold mod and stick to foot travel. It seems that the mount also hurts the regen times for my Combat Arts...not TOO greatly, but there is a slight difference (from like 1.5 to 1.8 in my blazing tempest) maybe this is why it's better to use Fleetness from GI instead of a mount especially since I'm going to want the lowest possible regen time for my Combat Arts in order to be useful as a HE.
here's a more general question if you don't mind answering. It seems strange that I've visited the entire first area (the elven realm) and the human realm (nearly entirely) , and now I'm at the Orc realm (I haven't visited too much, maybe just the first two settlements, up to the trolls) and it just seems that I won't be able to milk enough experience out of the monsters at higher levels if it keeps up like this (is this why people go to different difficulties like gold/platinum/niobium after meeting the level requirments?).